When obtaining car insurance (Kasko) or settling an accident claim in Turkey, the official benchmark utilized by all insurance companies is the Insurance Association of Turkey (TSB) Vehicle Valuation List. Given market price fluctuations, insuring your vehicle with the accurate current market value is critical to avoid underinsurance.

Key Ways to Lower Your Kasko Premium in Turkey

  • Maintain Your No-Claim Discount (Hasarsızlık İndirimi): Each claim-free year qualifies you for up to a 60% discount. Use mini-repair coverage for minor scratches to protect your bonus.
  • Opt for Deductible (Muafiyetli) Kasko: Agreeing to a small deductible fee per claim can reduce your annual policy cost by 20% to 35%.
  • Compare Quotes from 20+ Insurers: Identical coverage packages often exhibit price variations of up to 40% across different insurance providers.